Paper savings bonds used to be a wholesome part of American culture. You bought them when your kids were born, to save for college. You bought them to save for a home. But starting next month, they’ll be a lot harder to get. Banks will stop selling paper savings bonds on January 1, 2012. Here’s [...]
5 Financial Tips For Young People
First of all, congratulations! You graduated from high school and you are ready to begin a new chapter in your life. Whether you have decided to attend college and work part-time, or work full-time for a year after high school, these financial tips will help you to establish yourself and ensure that you will achieve [...]
Ease Up On Thanksgiving Expenses
Thanksgiving is right around the corner. For those of us hosting the dinner, you know what a hole it can put in your food budget. Let’s look at ways you can cut the bill down and still enjoy a festive occasion. Share the fun and ask guests to contribute to the meal. Suggest guests contribute [...]
Premium credit cards: Golden goose or golden noose?
Every year, the Office of the Comptroller of the Currency surveys the leaders of America’s major banks to understand the overall lending landscape. This year’s Survey of Credit Underwriting Practices marks the first time in four years that a majority of credit card issuers left their consumer lending requirements unchanged, instead of tightening them. In [...]
Credit Report 101 – A Simple Guide
Credit history can determine whether you get a good job, a decent apartment, a deal on your cell phone and reasonable rates on insurance. If you’re just starting out, you have a once-in-a-lifetime oppurtunity to build a credit history the right way. Here’s what to do and what do avoid. Souce: YourWealthPuzzle.com
